Jeevan Anand Policy Benefits

LIC New Jeevan Anand Plan | LIC Plan 815

LIC is the known name that offers so many policies in the favor of people. Amongst these policies, one of the most recognized name is Jeevan Anand policy. If you are spending money in this policy it means that you are gaining high profits in the long run. By making investment of your hard-earned money in Jeevan Anand policy, there are greater opportunities before you to fetch best possible returns and fetch best of the security for the duration. Thus, to take high returns and other beneficial benefits, make investment in this suggested policy for sure.

For More Info :-  LIC Life Insurance Plans

Secure your family with the help of Jeevan anand plan

LIC has come up with a very successful policy named Jeevan Anand. This policy is a combination of endowment and whole life policy. It provides insurance cover for entire life the insured person. You will be able to secure your our family’s quality of living through this policy. Just try it once and be tension free whole life. Get Lic Jeevan anand plan for family future.

Invest your money in LIC Jeevan Anand policy and get double benefit as it is a combination of Endowment plus whole life policy .If the policy holder dies within the policy tenure, the entire sum assured with bonus will be paid to the nominee. This policy is whole life risk coverage even after maturity and full payout at maturity. For More Details Read Lic Plan details in Hindi.

LIC of India has launched New Jeevan Anand policy - 815


By adding a term ‘‘new” LIC of India has launched New
Jeevan anand policy with slightly changed features in previous jeevan Anand policy. It is basically a modified plan of the old Jeevan anand . The unique part of this policy is that policy holder will get financial protection against death throughout lifetime validity. New Jeevan anand policy is a mixture of endowment policy plus whole lif insurance policy Keeping in mind some specific needs of policy holder LIC has made an arrangement of Loan facility, Risk coverage till the end of policy term. All age group people can take this policy. Go for it!



Jeevan Anand Table 149

Note: This plan has been withdrawn by LIC and re-launched as new Jeevan Anand Table 815 with few minor changes.


LIC Jeevan Anand policy is best plan from LIC India. This plan is a solid combination of savings and risk cover. Last several years bonus and guarantee of lifetime risk cover make this plan different from others. This policy has also double benefit of accidental death benefits up to 5 lacs and 70 years of age.
Below are the features if this policy:


  • Lifetime risk cover
  • Double accidental cover (up to 5 Lacs and till 70 years)
  • Income Tax benefits on premium payment under 80 C
  • Income Tax benefit under 10 (10 D) on maturity received
  • Bonus declaration every year
  • Minimum term of 5 years
  • Risk cover continues even after maturity payment
  • pay premium yearly, half-yearly, quarterly, monthly
  • Loan available after 3 years of premium payment
  • Guaranteed surrender value after 3 years premium payment
  • Start with SUM assured of just 1 Lac Rupees
Lets have a detailed look at benefits:

Death Benefits:

Jeevan Anand offers life time risk cover and double accidental death benefits. In case of death during the selected term under table 149 will be basic SUM assured and vested bonuses in lump sum.
In case of death after selected term nominee will receive an amount equal to one basic sum assured.
In case of death due to accident till 70 years, nominee will receive double of basic SUM assured (subject up to 5 Lacs SUM assured).

Maturity Benefits:

Maturity received at the end of selected term will be SUM assured + vested bonus. vested bonus will be depending upon corporation business profit. LIC India declared every year bonus per unit. Same can be calculated one unit on each 1000 of SUM assured.
Related Topic: How to Calculate Jeevan Anand plan 815 Bonus


Surrender Value:

Jeevan Anand policy promises guaranteed surrender value of 30% of total premium paid excluding first year premium and extra premium. Policy should be at least in force for 3 or more years.

Tax Benefits:

Premium paid in table 149 is income tax excepted under 80 C and maturity amount received under section 10 (10D).

Other Benefits:

Other than the benefits listed above, you can avail loan against Jeevan Anand policy. Extra benefits can be taken with additional premium payment. Premium can be paid Yearly, Half Yearly, Quarterly, Monthly.
With Life Insurance policy from LIC, candidates are available with bonus benefits. In this regard, this plan is considered as profit plan which offer you bonus such as simple Reversionary Bonuses and Final (Additional) Bonus for the limited amount of period. Thus, ensure for collecting useful advantages from this policy for sure.